Miami Boat Accident Attorney

Experienced Miami Boat Accident Attorney Protecting Your Rights.

Putting You First & Fighting For Your Rights

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Richard Guzman

Strategic injury counsel and practical litigation guidance for individuals and businesses across South Florida.

Paul Kluck

Trial-ready advocacy with a disciplined, client-first approach to serious injury cases and dispute resolution.

Richard Guzman and Paul Kluck

Together, they help clients navigate personal injury claims, insurance disputes, business conflicts, and employment-related matters with clear strategy and responsive communication.

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Do You Need Legal Help?

    Allow Richard Guzman to fight for you. He will get you the justice and case results you deserve.

    Richard Guzman

    Strategic injury counsel and practical litigation guidance for individuals and businesses across South Florida.

    Paul Kluck

    Trial-ready advocacy with a disciplined, client-first approach to serious injury cases and dispute resolution.

    Richard Guzman and Paul Kluck

    Together, they help clients navigate personal injury claims, insurance disputes, business conflicts, and employment-related matters with clear strategy and responsive communication.

    [/col_inner] [/row_inner]

    Do You Need Legal Help?

      Allow Richard Guzman to fight for you. He will get you the justice and case results you deserve.

      Miami Boat Accident Attorney

      Serving Miami and the surrounding counties.

      Do You Need Legal Help?

        “Richard is deeply invested in his community and is a professional of purpose and integrity. As our legal counsel, his strategic approach, proactive communication, and commitment to our organization’s needs and goals have helped us navigate challenges as well as build important partnerships.”

        Dejha C.

        “I have used Richard’s services multiple times over the past 4 years and he continues to exceed expectations. His attention to detail and excellent communication deliver the quality and peace of mind I look for when hiring legal counsel. If you’re looking for someone that is honest and will deliver on his word, Richard if the person you’re looking for.”

        DJ O.

        “I go to Richard Guzman because of trust. He was recommended by my dear sister that had the pleasure of working with Mr. Guzman. By having a direct recommendation, I did not doubt that he could ease my worries and that I would be backed by a knowledgeable, trustworthy professional.”

        Piero S.

        Miami Boat Accident Attorney

        Dedicated Legal Representation After a South Florida Watercraft Accident

        Miami is world-renowned for its year-round boating culture, pristine coastlines, and bustling waterways. From weekend cruises across Biscayne Bay to navigating the treacherous currents of Haulover Inlet or social gatherings at Nixon Sandbar, thousands of recreational and commercial vessels crowd our waters daily. Unfortunately, high waterway traffic combined with operator inexperience, excessive speed, and alcohol consumption frequently leads to catastrophic accidents.

        If you or a loved one suffered severe injuries on the water, securing an experienced Miami Boat Accident Attorney is essential to protecting your legal rights. Unlike standard motor vehicle collisions on land, watercraft accidents involve a complex intersection of Florida personal injury statutes, state boating regulations, and federal admiralty law.

        At Guzman & Kluck, P.A., our boating injury law firm brings decades of combined legal experience to every case. We understand how life-altering a maritime injury can be, and we fight tirelessly to ensure negligent vessel operators, charter companies, and insurance carriers are held fully accountable.

        Why You Need a Skilled Maritime Injury Lawyer in Miami

        Navigating a boating injury claim requires specialized knowledge of maritime jurisdiction and marine safety standards. Watercraft accidents present unique investigative challenges – evidence can quickly wash away, weather conditions change rapidly, and multiple parties may claim conflicting accounts of the event.

        When you retain our firm, we immediately launch a comprehensive investigation into your crash by:

        • Securing Official Reports: Obtaining investigation reports from the Florida Fish and Wildlife Conservation Commission (FWC), the U.S. Coast Guard, and local marine patrol units.
        • Analyzing Navigation & GPS Data: Reviewing onboard chartplotters, AIS tracking, radar logs, and vessel engine control modules.
        • Gathering Physical & Digital Evidence: Examining vessel damage, inspecting safety gear, collecting surveillance footage, and securing witness testimony.
        • Consulting Maritime Experts: Partnering with accredited marine surveyors, accident reconstructionists, and medical specialists to establish clear liability and quantify total financial losses.

        Boating accidents can result in serious injuries, overwhelming medical expenses, lost wages, and lasting emotional distress. Our experienced Miami Boat Accident Attorneys provide strategic legal guidance and aggressive representation to help you pursue the maximum compensation available while protecting your rights throughout the claims process.

        Watercraft Accidents We Handle Across Miami Waterways

        Our trial attorneys represent victims injured in all types of maritime and recreational watercraft incidents across South Florida, including:

        • Jet Ski Accidents & Personal Watercraft (PWC) Collisions: PWCs lack brake systems and lose steering control when throttle is released, making inexperienced riders vulnerable to high-speed impacts, wake jumps, and capsizing.
        • Center Console & Powerboat Crashes: High-horsepower motorboats colliding with other vessels, submerged objects, or docks due to excessive speed and operator distraction.
        • Yacht & Commercial Charter Injuries: Passenger injuries caused by negligent crew members, inadequate safety equipment, improper maintenance, or unsafe charter operations.
        • Haulover Inlet & Channel Navigation Accidents: Collisions and capsizing events occurring in notoriously dangerous inlets, narrow channels, and congested passages like Government Cut or the Miami River.
        • Overboard & Passenger Fall Incidents: Slip and fall on slick, unmaintained decks, or passengers thrown overboard due to reckless maneuvering or excessive wake creation.
        • Propeller Strikes & Swimming Collisions: Severe lacerations and blunt force trauma suffered by swimmers, divers, or fallen waterskiers struck by moving boat propellers.

        Understanding Florida Boating Regulations & Maritime Law

        Determining which body of law governs your case depends on where the accident occurred and the nature of the vessel involved.

        1. Federal Maritime & Admiralty Law

        When a boating accident occurs on “navigable waters” – such as the Atlantic Ocean, Biscayne Bay, or rivers supporting commercial traffic – federal admiralty jurisdiction may apply. Maritime law includes unique principles regarding vessel owner liability, duty of care, charter party agreements, and maritime liens. Understanding whether federal admiralty principles or state tort laws take precedence is critical to structuring a successful lawsuit.

        2. Florida Boating Safety Regulations

        Under Florida law, boat operators are required to exercise reasonable care to protect passengers, swimmers, and surrounding vessels. Key Florida regulations enforced by the FWC include:

        • Boating Under the Influence (BUI): It is illegal to operate any vessel in Florida with a blood alcohol concentration (BAC) of 0.08% or higher.
        • Operator Education Requirements: Anyone born on or after January 1, 1988, must complete an approved boating safety course and carry a Florida Boating Safety Education Identification Card to operate a vessel of 10 horsepower or greater.
        • Proper Lookout & Speed Rules: Operators must maintain a proper lookout by sight and hearing at all times (Rule 5 of the Inland Navigation Rules) and adhere to posted “No Wake” and slow-speed zones.

        3. Florida’s Modified Comparative Negligence Standard (§ 768.81)

        In state court proceedings, Florida follows a modified comparative negligence rule. Under this statute, an injured party can recover damages as long as they are 51% or less at fault for the incident. However, your compensation will be reduced in proportion to your percentage of fault. If an insurance company attempts to unfairly blame you for a jet ski or boat collision, a skilled maritime injury lawyer in Miami will defend you against these fault-shifting tactics.

        Proving Negligence in a Miami Boating Accident Claim

        To successfully recover financial compensation, we must prove that another party’s negligence directly caused your injuries. Common examples of operator and owner negligence include:

        • Operator Inattention & Distraction: Failing to observe surrounding boats, swimmers, or changing weather conditions.
        • Excessive Speed: Operating at unsafe speeds in heavy traffic, choppy waters, or narrow channels.
        • Navigational Errors: Violating right-of-way rules, failing to yield, or making sharp, erratic turns without warning.
        • Substance Impairment: Operating a vessel while under the influence of alcohol, drugs, or prescription medications.
        • Inadequate Maintenance: Operating a boat with faulty steering, broken navigation lights, or missing emergency safety equipment (life jackets, flares, fire extinguishers).
        • Failure to Warn: Charter captains failing to brief passengers on safety protocols or operating in dangerous sea conditions.

        Compensation Available for Boating Injury Victims

        A catastrophic boating accident can result in severe trauma, such as traumatic brain injuries, spinal cord damage, broken bones, severe lacerations, and near-drowning complications. Our legal team aggressively pursues full compensation for all your economic and non-economic damages, including:

        • Past and Future Medical Expenses: Emergency transportation, hospital stays, surgical procedures, medication, and ongoing physical therapy.
        • Lost Wages & Diminished Earning Capacity: Compensation for income lost while recovering, as well as reduced future earning capacity due to permanent disability.
        • Pain and Suffering: Damages for physical pain, emotional trauma, anxiety, PTSD, and reduced quality of life.
        • Property Repair or Replacement: Costs to repair or replace damaged personal watercraft, equipment, or personal belongings.
        • Wrongful Death Damages: Funeral expenses, loss of financial support, and loss of companionship for surviving family members if a fatal accident occurs.

        Miami Boat Accident FAQs

        Learn more about these commonly asked questions

        Under Florida’s updated personal injury statute of limitations, you generally have two years from the date of the boating accident to file a personal injury lawsuit in state court. However, if your case falls under federal maritime jurisdiction or involves a government-owned vessel, shorter administrative deadlines and notice requirements may apply. Contacting a lawyer immediately ensures you do not miss critical statutory deadlines.

        Yes. Under Florida’s modified comparative negligence law, you can recover compensation as long as your share of responsibility is 51% or less. Your total award will be reduced by your percentage of fault. Under federal admiralty law, pure comparative fault principles may apply, allowing proportional recovery regardless of fault percentage. Our firm works to minimize any fault assigned to you.

        Unlike motor vehicles on land, Florida law does not mandate that recreational boat owners carry bodily injury liability insurance. However, many responsible boat owners purchase marine insurance policies voluntarily, and commercial charter boats are required to carry specific liability coverage. We explore all potential insurance policies, umbrella coverages, and third-party liability options to secure compensation for your injuries.

        Jet ski and personal watercraft (PWC) claims frequently involve rental companies and unique operational hazards, such as off-throttle steering loss. Rental operators in Florida must comply with strict safety instruction requirements before renting PWCs to the public. If a rental company fails to verify operator age, provides defective equipment, or skips required safety briefings, they may be held liable alongside negligent riders.

        Boating accidents involve complex marine insurance policies, jurisdictional disputes between federal admiralty and state courts, and specific navigation rules (COLREGS). A local Miami attorney experienced in maritime injury claims understands the nuances of South Florida waterways, local marine authorities, and trial procedures in both state and federal courts.

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        What to Do Immediately After a Boat Accident in Miami

        If you are involved in a watercraft collision on South Florida waters, taking prompt action can protect your health and your legal claim:

        1. Render Assistance & Seek Emergency Medical Care: Ensure everyone is accounted for, put on life jackets, and call 911 immediately for medical emergencies.
        2. Report the Accident: Under Florida law, boat operators must immediately report any accident involving injury, death, or property damage exceeding $2,000 to the FWC, local police, or the Coast Guard.
        3. Document the Scene: Take photos and videos of vessel damage, physical injuries, water conditions, location landmarks, and weather conditions if safe to do so.
        4. Exchange Information: Collect names, contact details, registration numbers, and insurance information from all involved vessel operators and witnesses.
        5. Avoid Making Recorded Statements: Do not give recorded statements or accept early settlement offers from insurance adjusters without first consulting an attorney.
        6. Contact a Dedicated Boating Injury Law Firm: Speak with an attorney as soon as possible to preserve critical evidence before it is lost or destroyed.

        Speak with a Miami Boat Accident Attorney Today

        If you or a family member was injured on the water, do not navigate the complex legal system alone. The legal team at Guzman & Kluck, P.A. is dedicated to providing compassionate, client-focused representation to help you rebuild your life.

        Call us today at (786) 204-3980 or fill out our online contact form to schedule your free, no-obligation consultation. We handle boating accident claims on a contingency fee basis – meaning you pay no legal fees unless we successfully recover compensation for you.

        Miami

        Client Reviews

        I have only positive words to describe working with him. I will continue trusting our working relationship with a solid base that will support us for the year to come!

        Piero Salardi

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        Miami Injury Lawyer » Miami Boat Accident Attorney